package ana import ( "maps" "math" "regexp" "slices" "time" "gogs.inhome.blapointe.com/ana-ledger/ledger" ) const ( month = time.Hour * 24 * 365 / 12 ) type Predictor func(ledger.Balances, time.Duration) ledger.Balances func NewInterestPredictor(namePattern string, currencyPattern string, apy float64) Predictor { nameMatcher := regexp.MustCompile(namePattern) currencyMatcher := regexp.MustCompile(currencyPattern) return func(given ledger.Balances, delta time.Duration) ledger.Balances { result := maps.Clone(given) for k, v := range result { result[k] = maps.Clone(v) } monthsPassed := float64(delta) / float64(month) scalar := math.Pow(1.0+apy/12.0, monthsPassed) for name := range result { if !nameMatcher.MatchString(name) { continue } for currency := range result[name] { if !currencyMatcher.MatchString(string(currency)) { continue } result[name][currency] *= scalar } } return result } } func NewAutoContributionPredictor(reg ledger.Register) Predictor { monthlyRate := getMonthlyAutoContributionRates(reg) return NewContributionPredictor(monthlyRate) } func NewContributionPredictor(monthlyRate ledger.Balances) Predictor { return func(given ledger.Balances, delta time.Duration) ledger.Balances { months := float64(delta) / float64(month) result := make(ledger.Balances) for k, v := range given { result[k] = maps.Clone(v) } for name := range monthlyRate { if _, ok := result[name]; !ok { result[name] = make(ledger.Balance) } for currency := range monthlyRate[name] { result[name][currency] += monthlyRate[name][currency] * months } } return result } } func getMonthlyAutoContributionRates(reg ledger.Register) map[string]ledger.Balance { window := 6 * month window = 12 * month contributions := getRecentContributions(reg, window) result := make(map[string]ledger.Balance) for name := range contributions { result[name] = getMonthlyAutoContributionRate(contributions[name], window) } return result } func getMonthlyAutoContributionRate(contributions []ledger.Balance, window time.Duration) ledger.Balance { currencies := map[ledger.Currency]int{} for _, balance := range contributions { for currency := range balance { currencies[currency] = 1 } } result := make(ledger.Balance) for currency := range currencies { result[currency] = getMonthlyAutoContributionRateForCurrency(contributions, window, currency) } return result } func getMonthlyAutoContributionRateForCurrency(contributions []ledger.Balance, window time.Duration, currency ledger.Currency) float64 { values := []float64{} for i := range contributions { if v, ok := contributions[i][currency]; ok { values = append(values, v) } } slices.Sort(values) if len(values) < 3 { return 0 } start := int(len(values) / 4) end := min(1+max(0, len(values)-len(values)/4), len(values)) subvalues := values[start:end] sum := 0.0 for _, v := range subvalues { sum += v } standard := sum / float64(end-start) standard = subvalues[len(subvalues)/2] totalIfAllWereStandard := standard * float64(len(contributions)) result := totalIfAllWereStandard / float64(window) * float64(month) //log.Printf("%s: %v contributions of about %.2f over %v can TLDR as %.2f per month from %v", currency, len(contributions), standard, window, result, values[start:end]) return result } func getRecentContributions(reg ledger.Register, window time.Duration) map[string][]ledger.Balance { return getContributions(reg.Between(time.Now().Add(-1*window), time.Now())) } func getContributions(reg ledger.Register) map[string][]ledger.Balance { contributions := make(map[string][]ledger.Balance) for _, name := range reg.Names() { contributions[name] = getContributionsFor(reg, name) } return contributions } func getContributionsFor(reg ledger.Register, name string) []ledger.Balance { result := make([]ledger.Balance, 0) var last ledger.Balance for _, date := range reg.Dates() { if _, ok := reg[date][name]; !ok { continue } if last == nil { last = reg[date][name] continue } result = append(result, make(ledger.Balance)) this := result[len(result)-1] for k, v := range last { this[k] = -1 * v } for k, v := range reg[date][name] { this[k] += v } last = reg[date][name] } return result }